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Home » A Comprehensive Guide on How to Become an IDFC First Bank DSA

A Comprehensive Guide on How to Become an IDFC First Bank DSA

A great way to earn commissions by suggesting loan customers is to work as a Direct Sales Agent (DSA) with IDFC First Bank. For a simple registration process, adhere to these ten steps if you wish to become an IDFC First Bank DSA. 

Step 1: Understand a DSA’s role.

As a Loan DSA Agent, your responsibilities include:

  • Finding potential loan applicants.
  • Assisting with loan documentation.
  • Verifying applicant details.
  • Ensuring smooth communication between the bank and the borrower.
  • Earning commissions on loan disbursals.

Step 2: Check Eligibility Criteria

To qualify as an IDFC First Bank DSA, you must:

  • Be an Indian citizen
  • Be at least 25 years old
  • Have a good CIBIL score
  • No formal education required (training is provided)
  • Knowledge of regional languages is a plus point.

Step 3: Apply for DSA Registration Online

You can register through:

IDFC First Bank’s Official Website – Fill out the online form under the “DSA Registration” section.

Step 4: Complete the Registration Form

Provide accurate personal and business details, including:

  • Full Name, Contact Number, Email
  • Residential & Business Address (if applicable)

Step 5: Submit Required KYC & Business Documents

You need the following:

  • Identity Proof – PAN Card, Aadhaar Card, or Passport
  • Address Proof – Aadhaar Card, Voter ID, or utility bills
  • Educational Certificates – Proof of highest qualification

Income Proof:

  • Salaried: Last 3 months’ salary slips, Form 16, and bank statements.
  • Self-employed: GST Certificate, Business Registration, ITR, and bank statements.
  • Two passport-sized photographs

Step 6: Document Verification

IDFC First Bank will verify your documents. This process usually takes a few days.

Step 7: Receive Your Unique DSA Code

After approval, you will receive a Unique DSA Code. If you register through any specific App, you can track loan applications in real-time.

Step 8: Attend Training & Orientation

You may be required to attend training sessions on:

  • IDFC First Bank’s loan products
  • Loan processing & compliance guidelines

Step 9: Sign the Partnership Agreement

Before starting, you must sign an official agreement outlining:

  • Your roles & responsibilities
  • Commission structure
  • Terms & conditions

Step 10: Start Referring Customers & Earn Commissions!

Once your registration is complete, you can start referring loan applicants and earning commissions on every successful loan disbursal.

Final Words!

Becoming an IDFC First Bank DSA is a profitable opportunity with no investment required. Whether you’re a loan agent, financial advisor, or entrepreneur, this is a great way to grow your business and maximize your earnings.

Take the first step today! 

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