Are you trying to find a credit card that offers excellent dining privileges and falls inside your budget? A dining credit card can help you save more if you love buying food online or eating out. Here is a list of the best dining credit cards available in India in 2025.
India’s Top Dining Credit Cards for 2025
1. EazyDiner IndusInd Bank Credit Card
Joining Fee: Rs. 1,999 | Annual Fee: Rs. 1,999
Dining Benefits:
Complimentary 12-month EazyDiner Prime membership worth Rs. 2,495
10 reward points per Rs. 100 spent on dining
Extra 25% off on dining via PayEazy on the EazyDiner app
Complimentary premium alcoholic beverages at select restaurants
Other Benefits:
10 reward points per Rs. 100 spent on shopping and entertainment
2 complimentary domestic airport lounge visits per quarter
2 complimentary BookMyShow movie tickets per month
2. Swiggy HDFC Bank Credit Card
Joining Fee: Rs. 500 | Annual Fee: Rs. 500
Dining Benefits:
Complimentary 3-month Swiggy One membership
10% cashback on Swiggy food orders, Instamart, Dineout, and Genie (max. Rs. 1,500/month)
Other Benefits:
5% cashback on online spends (max. Rs. 1,500/month)
1% cashback on all other spends
3. HDFC Diners Club Privilege Credit Card
Joining Fee: Rs. 2,500 | Annual Fee: Rs. 2,500
Dining Benefits:
Swiggy One & Times Prime annual memberships on spending Rs. 75,000 in 90 days.
20 reward points per Rs. 150 spent on Swiggy and Zomato
Other Benefits:
10X reward points on SmartBuy spends
Buy 1 Get 1 Free movie offer via BookMyShow
Up to 8 complimentary airport lounge access worldwide per year
4. SBI Prime Credit Card
Joining Fee: Rs. 2,999 | Annual Fee: Rs. 2,999
Dining Benefits:
10 reward points per Rs. 100 spent on dining
Pizza Hut voucher worth Rs. 1,000 on quarterly spending of Rs. 50,000
Other Benefits:
Complimentary Club Vistara Silver membership
8 complimentary domestic lounge visits per year
5. SBI SimplyCLICK Credit Card
Joining Fee: Rs. 499 | Annual Fee: Rs. 499
Dining Benefits:
10X reward points on Dominos and Swiggy
Other Benefits:
10X reward points on partner brands like BookMyShow, Myntra, and Yatra.
Amazon gift voucher worth Rs. 500 on payment of joining fee
6. RBL Bank Icon Credit Card
Joining Fee: Rs. 5,000 | Annual Fee: Rs. 5,000
Dining Benefits:
20 reward points per Rs. 100 spent on weekend dining
Other Benefits:
Free Domestic & International Lounge Access
Buy 1, Get 1 Free BookMyShow Movie Ticket (up to Rs. 200) twice a month
7. Axis My Zone Credit Card
Joining Fee: Rs. 500 | Annual Fee: Rs. 500
Dining Benefits:
Rs. 120 off on Swiggy orders (twice a month)
Other Benefits:
Buy 1 Get 1 free movie tickets on BookMyShow
Complimentary SonyLIV membership for 1 year
8. Airtel Axis Bank Credit Card
Joining Fee: Rs. 500 | Annual Fee: Rs. 500
Dining Benefits:
10% cashback (up to Rs. 500/month) on Swiggy, Zomato, and BigBasket
Up to 15% discount at partner restaurants via EazyDiner
Other Benefits:
25% cashback on Airtel bills via Airtel Thanks app
4 complimentary domestic lounge visits per year
9. HSBC Live+ Credit Card
Joining Fee: Rs. 999 | Annual Fee: Rs. 999
Dining Benefits:
10% cashback (max. Rs. 1,000/month) on dining, grocery, and food delivery
Up to 15% discount at partner restaurants via Live+ Dining Programme
Other Benefits:
Unlimited 1.5% cash back on all other spends
10. HDFC Bank Pixel Play Credit Card
Joining Fee: Rs. 500 | Annual Fee: Rs. 500
Dining Benefits:
5% cashback on Zomato (on choosing Dining & Entertainment category)
Up to 20% off on dining via Swiggy Dineout.
Other Benefits:
5% cashback on top lifestyle categories like travel, grocery, and fashion
Unlimited 1% cashback on other spends
Conclusion
Dining credit cards can save you a lot of money on food through cashback, rebates, and reward points. If eating out, online food ordering, or fine dining is a regular activity for you, then the correct credit card could actually help you save. Compare and check which option best suits your lifestyle and eating preferences among the many options available.
Which dining credit card suits you the best? Let us know in the comments!